Residential Home Loans
Support for eligible first-home buyers, next-home buyers, established homeowners and residential construction enquiries.
Explore residential home loans →
Mortgage & Finance Broker · Sydney
Bikas Kandel — Nepali Mortgage Broker Serving Sydney & Australia
Bikas Kandel is a Sydney-based mortgage and finance broker at Danphe Finance, assisting eligible first home buyers, homeowners, refinancers, property investors and business owners across 100+ Greater Sydney suburbs and Australia-wide.
Based in Ingleburn, Bikas provides clear, personalised lending guidance with a community-focused approach for Sydney's Nepali community and clients from all backgrounds.
100+ Sydney suburbs
Australia-wide consultations
Direct broker support
100+Greater Sydney suburbs listed with geocoordinates
Australia-widePhone and online finance consultations
IngleburnDanphe Finance Sydney office
CR 466281Bikas Kandel Credit Representative
Meet Bikas Kandel
Your Trusted Mortgage and Finance Broker in Sydney
Bikas Kandel supports eligible borrowers through the Australian lending process with practical explanations and personalised guidance. His clients include first home buyers preparing for a purchase, homeowners reviewing an existing loan, property investors assessing their next opportunity and business owners exploring suitable finance.
Mortgage applications can be affected by income type, living expenses, existing debts, credit conduct, available deposit or equity, property type, lender policy and the purpose of the loan. Bikas helps clients understand these factors before an application is lodged and supports them as lender conditions are addressed.
For people searching for the best mortgage broker in Sydney for the Nepali community, Bikas is a trusted local option to consider. The most suitable broker, lender and loan structure depend on each borrower's circumstances, and no broker or product is universally best for every applicant.
Explore Danphe Finance's Sydney mortgage broker page, learn about residential home loans, compare refinancing support or book an appointment with Bikas.
Mortgage and Finance Services
Finance Support From First Enquiry to Settlement
Bikas can help eligible Sydney and Australia-wide clients understand lender requirements, prepare documents, compare suitable options and progress applications through approval and settlement.
Home Loan Refinancing
Review your current rate, fees, repayments, loan term, features, equity position and potential switching costs.
Explore refinancing →Investment Home Loans
Finance guidance for eligible investors purchasing their first investment property or expanding an existing portfolio.
Explore investment loans →Car Loans
Finance enquiries for eligible new, used, electric, hybrid, family and selected commercial vehicles.
Explore car loans →Personal Loans
Explore eligible secured and unsecured finance for selected personal expenses and approved purposes.
Explore personal loans →Asset and Business Finance
Funding enquiries for eligible vehicles, equipment, tools, technology and selected business purposes.
Explore asset finance →
Nepali Mortgage Broker Sydney
Community-Focused Support for Nepalese Australians
Many Nepalese Australians are building careers, purchasing homes, raising families, investing in property and establishing businesses across Sydney. Australian lending terminology and documentation can feel complex, particularly for first-time borrowers.
Bikas provides a culturally familiar, community-focused service while applying the lender assessment and responsible-lending requirements relevant to every finance application.
Clients from every background are welcome. The focus is on clear communication, practical preparation and a finance structure that reflects the borrower's purpose and circumstances.
First Home Buyers
Understand deposits, purchasing costs, pre-approval, loan features and lender documents.
Homeowners
Review an existing home loan, repayment structure, rate, features and available equity.
Property Investors
Discuss borrowing capacity, lender servicing, investment structure and future plans.
Business Owners
Explore eligible home, asset, vehicle and selected business-finance enquiries.
Greater Sydney Service Coverage
104Suburbs individually listed
8Greater Sydney regions
NSWLocal Sydney office coverage
AUAustralia-wide remote support
Ingleburn
NSW 2565
Geo: -34.0030, 150.8673
Macquarie Fields
NSW 2564
Geo: -33.9917, 150.8905
Glenfield
NSW 2167
Geo: -33.9717, 150.8963
Minto
NSW 2566
Geo: -34.0292, 150.8508
Leppington
NSW 2179
Geo: -33.9758, 150.8048
Denham Court
NSW 2565
Geo: -33.9804, 150.8203
Edmondson Park
NSW 2174
Geo: -33.9612, 150.8571
Bardia
NSW 2565
Geo: -33.9767, 150.8617
Prestons
NSW 2170
Geo: -33.9448, 150.8699
Hoxton Park
NSW 2171
Geo: -33.9298, 150.8539
Austral
NSW 2179
Geo: -33.9308, 150.8098
Carnes Hill
NSW 2171
Geo: -33.9380, 150.8498
West Hoxton
NSW 2171
Geo: -33.9336, 150.8374
Campbelltown
NSW 2560
Geo: -34.0692, 150.8127
Bradbury
NSW 2560
Geo: -34.0855, 150.8152
Ambarvale
NSW 2560
Geo: -34.0895, 150.7967
Rosemeadow
NSW 2560
Geo: -34.1048, 150.7927
St Helens Park
NSW 2560
Geo: -34.1042, 150.8083
Airds
NSW 2560
Geo: -34.0847, 150.8316
Leumeah
NSW 2560
Geo: -34.0539, 150.8372
Mount Annan
NSW 2567
Geo: -34.0588, 150.7582
Narellan
NSW 2567
Geo: -34.0437, 150.7355
Harrington Park
NSW 2567
Geo: -34.0260, 150.7375
Oran Park
NSW 2570
Geo: -34.0055, 150.7399
Gregory Hills
NSW 2557
Geo: -34.0287, 150.7761
Camden
NSW 2570
Geo: -34.0616, 150.6953
Liverpool
NSW 2170
Geo: -33.9238, 150.9195
Casula
NSW 2170
Geo: -33.9507, 150.8992
Lurnea
NSW 2170
Geo: -33.9347, 150.8977
Moorebank
NSW 2170
Geo: -33.9355, 150.9489
Warwick Farm
NSW 2170
Geo: -33.9138, 150.9297
Greenfield Park
NSW 2176
Geo: -33.8746, 150.8921
Bonnyrigg
NSW 2177
Geo: -33.8930, 150.8897
Cabramatta
NSW 2166
Geo: -33.8952, 150.9352
Cabramatta West
NSW 2166
Geo: -33.8925, 150.9140
Canley Heights
NSW 2166
Geo: -33.8831, 150.9248
Canley Vale
NSW 2166
Geo: -33.8871, 150.9441
Fairfield
NSW 2165
Geo: -33.8709, 150.9518
Fairfield West
NSW 2165
Geo: -33.8681, 150.9247
Parramatta
NSW 2150
Geo: -33.8153, 151.0064
Harris Park
NSW 2150
Geo: -33.8228, 151.0108
Granville
NSW 2142
Geo: -33.8337, 151.0080
Merrylands
NSW 2160
Geo: -33.8361, 150.9879
Guildford
NSW 2161
Geo: -33.8545, 150.9893
Auburn
NSW 2144
Geo: -33.8538, 151.0303
Lidcombe
NSW 2141
Geo: -33.8606, 151.0484
Wentworthville
NSW 2145
Geo: -33.8088, 150.9711
Westmead
NSW 2145
Geo: -33.8094, 150.9866
Seven Hills
NSW 2147
Geo: -33.7769, 150.9372
Blacktown
NSW 2148
Geo: -33.7727, 150.9044
Mount Druitt
NSW 2770
Geo: -33.7670, 150.8182
St Marys
NSW 2760
Geo: -33.7692, 150.7761
Castle Hill
NSW 2154
Geo: -33.7292, 151.0019
Baulkham Hills
NSW 2153
Geo: -33.7573, 150.9848
Bella Vista
NSW 2153
Geo: -33.7392, 150.9540
Kellyville
NSW 2155
Geo: -33.7113, 150.9576
Kellyville Ridge
NSW 2155
Geo: -33.7048, 150.9200
Rouse Hill
NSW 2155
Geo: -33.6838, 150.9171
The Ponds
NSW 2769
Geo: -33.7061, 150.9042
Schofields
NSW 2762
Geo: -33.7035, 150.8796
Marsden Park
NSW 2765
Geo: -33.6981, 150.8195
Riverstone
NSW 2765
Geo: -33.6776, 150.8693
Quakers Hill
NSW 2763
Geo: -33.7271, 150.8919
Glenwood
NSW 2768
Geo: -33.7354, 150.9341
Norwest
NSW 2153
Geo: -33.7306, 150.9635
Bankstown
NSW 2200
Geo: -33.9181, 151.0329
Punchbowl
NSW 2196
Geo: -33.9284, 151.0529
Lakemba
NSW 2195
Geo: -33.9193, 151.0757
Campsie
NSW 2194
Geo: -33.9125, 151.1025
Canterbury
NSW 2193
Geo: -33.9132, 151.1161
Belmore
NSW 2192
Geo: -33.9191, 151.0889
Greenacre
NSW 2190
Geo: -33.9039, 151.0571
Padstow
NSW 2211
Geo: -33.9527, 151.0312
Revesby
NSW 2212
Geo: -33.9484, 151.0147
Strathfield
NSW 2135
Geo: -33.8760, 151.0878
Burwood
NSW 2134
Geo: -33.8769, 151.1034
Marrickville
NSW 2204
Geo: -33.9105, 151.1541
Newtown
NSW 2042
Geo: -33.8981, 151.1800
Hurstville
NSW 2220
Geo: -33.9647, 151.1026
Kogarah
NSW 2217
Geo: -33.9656, 151.1351
Rockdale
NSW 2216
Geo: -33.9535, 151.1388
Bexley
NSW 2207
Geo: -33.9535, 151.1225
Arncliffe
NSW 2205
Geo: -33.9376, 151.1450
Wolli Creek
NSW 2205
Geo: -33.9309, 151.1530
Kingsgrove
NSW 2208
Geo: -33.9394, 151.0995
Beverly Hills
NSW 2209
Geo: -33.9494, 151.0793
Penshurst
NSW 2222
Geo: -33.9636, 151.0855
Oatley
NSW 2223
Geo: -33.9818, 151.0770
Sutherland
NSW 2232
Geo: -34.0309, 151.0602
Miranda
NSW 2228
Geo: -34.0335, 151.1024
Cronulla
NSW 2230
Geo: -34.0544, 151.1528
Sydney
NSW 2000
Geo: -33.8705, 151.2073
Chatswood
NSW 2067
Geo: -33.7965, 151.1828
Ryde
NSW 2112
Geo: -33.8134, 151.1053
Epping
NSW 2121
Geo: -33.7729, 151.0778
Eastwood
NSW 2122
Geo: -33.7886, 151.0842
Macquarie Park
NSW 2113
Geo: -33.7807, 151.1220
Lane Cove
NSW 2066
Geo: -33.8162, 151.1643
Gordon
NSW 2072
Geo: -33.7552, 151.1512
Hornsby
NSW 2077
Geo: -33.7009, 151.1006
Wahroonga
NSW 2076
Geo: -33.7189, 151.1151
Pymble
NSW 2073
Geo: -33.7439, 151.1416
North Sydney
NSW 2060
Geo: -33.8374, 151.2081
Carlingford
NSW 2118
Geo: -33.7784, 151.0475
Mortgage Broker Support Across 100+ Sydney Suburbs
The following suburbs are visibly listed on this page and each is connected to a matching `Place` entity, postcode, latitude and longitude in the structured-data graph. Service remains subject to appointment availability, lender policy and individual circumstances.
South-West Sydney
13 suburbsMacarthur and Camden
13 suburbsLiverpool and Fairfield
13 suburbsWestern Sydney
13 suburbsNorth-West Sydney
13 suburbsInner West and Canterbury-Bankstown
13 suburbsSouthern Sydney and St George
13 suburbsNorthern Sydney, Ryde and CBD
13 suburbs
Australia-Wide Finance Support
New South WalesSydney, regional NSW and surrounding communities.
VictoriaMelbourne and eligible borrowers across Victoria.
QueenslandBrisbane, Gold Coast and eligible Queensland clients.
South AustraliaAdelaide and eligible borrowers across South Australia.
Western AustraliaPerth and eligible clients across Western Australia.
ACTCanberra and surrounding eligible borrowers.
TasmaniaHobart and eligible clients across Tasmania.
Northern TerritoryDarwin and eligible borrowers across the Northern Territory.
Speak With Bikas From Anywhere in Australia
Danphe Finance's Ingleburn office anchors Bikas's Sydney presence, while eligible clients may also arrange phone or online consultations from other Australian states and territories.
How Bikas Supports Your Application
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02
03
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A Clear Four-Step Finance Process
Initial Discussion
Discuss your finance purpose, timeframe, priorities and preferred outcome.
Financial Review
Review income, expenses, liabilities, deposit, equity and supporting documents.
Loan Assessment
Explore relevant lender options based on eligibility, purpose and current policy.
Application Support
Prepare the application and progress lender conditions through to funding.
Contact Bikas Kandel
Book a Sydney or Australia-Wide Finance Consultation
Contact Bikas directly or speak with the Danphe Finance office about your home loan, refinancing, investment, vehicle, personal, asset or selected business-finance enquiry.
Danphe Finance Ingleburn
Bikas Kandel0403 587 786
Office phone(02) 8074 9724
Office addressSuite 8, Level 1, 44 Oxford Road, Ingleburn NSW 2565
Opening hoursMonday–Friday: 10:00 am–5:00 pm
Saturday–Sunday: Closed
Saturday–Sunday: Closed
Bikas Kandel FAQs
Mortgage Broker Questions Answered
Clear answers for Sydney home buyers, homeowners, investors, business owners and members of the Nepali community comparing mortgage and finance support.
Who is Bikas Kandel?
Bikas Kandel is a Sydney-based mortgage and finance broker at Danphe Finance. He supports eligible first home buyers, homeowners, refinancers, property investors and business owners with personalised lending guidance.
Is Bikas Kandel a Nepali mortgage broker in Sydney?
Bikas Kandel provides community-focused mortgage and finance support for Sydney's Nepali community as well as clients from all backgrounds. He is based at the Danphe Finance office in Ingleburn.
Which Sydney suburbs does Bikas Kandel serve?
Bikas supports eligible clients across more than 100 Greater Sydney suburbs, including Ingleburn, Campbelltown, Liverpool, Parramatta, Blacktown, Bankstown, Hurstville, Chatswood, Hornsby and surrounding areas.
Does Bikas Kandel provide Australia-wide mortgage support?
Yes. Eligible borrowers may arrange phone or online consultations from across Australia, subject to service availability, lender policy and the borrower's circumstances.
Can Bikas help first home buyers?
Yes. Bikas can explain borrowing-capacity factors, deposit requirements, purchase costs, possible pre-approval, loan structures and the documents commonly required by lenders.
Can Bikas help refinance an existing home loan?
Yes. A refinance review can consider the current rate, comparison rate, fees, remaining term, repayments, features, equity position and potential switching costs.
Can Bikas help property investors?
Yes. Eligible property investors can discuss borrowing capacity, available equity, lender servicing, loan structure and finance for a proposed investment purchase.
Can self-employed borrowers speak with Bikas?
Yes. Bikas can discuss documentation and lending pathways that may be available to eligible sole traders, contractors and business owners. Requirements vary between lenders.
Where is the Danphe Finance Sydney office?
Danphe Finance is located at Suite 8, Level 1, 44 Oxford Road, Ingleburn NSW 2565.
How do I contact Bikas Kandel?
Call Bikas on 0403 587 786, call the Danphe Finance office on (02) 8074 9724, email info@danphefinance.com.au or use the online appointment page.
Talk to Bikas Kandel About Your Next Finance Decision
Book a consultation for a first home, next home, refinance, investment property, vehicle, personal loan, asset purchase or selected business-finance enquiry.
General information only. This page does not consider your objectives, financial situation or needs. Loan availability, rates, fees, features, borrowing capacity, repayments and approval depend on individual circumstances and lender criteria. Danfe International NSW Pty Ltd is a Credit Representative, Credit Representative Number 540390, of BLSSA Pty Ltd, ACN 117 651 760, Australian Credit Licence 391237. Bikas Kandel is a Credit Representative, Credit Representative Number 466281, of BLSSA Pty Ltd, ACN 117 651 760, Australian Credit Licence 391237. Suburb coordinates represent locality reference points and do not imply a physical Danphe Finance office in each suburb. Page reviewed 28 July 2026.
