Website Policy
This Website Policy applies to a website that allows consumers to complete questionnaires, forms and surveys, submit loan applications, use subscription services and participate in online expert chat.
About This Website Policy
This Website Policy applies to this website, which is operated on behalf of Danfe International NSW Pty Ltd, trading as “Danphe Finance”, ACN 635 079 506, and its related bodies corporate (“we”, “us” and “our”).
We are committed to protecting your privacy.
This policy explains how your personal information will be treated as you access and interact with this website.
Our website policy and related privacy practices may change from time to time.
Collection and Use of Information
We may collect personal information directly from you or through your use of our services.
We will only collect personal information that is reasonably necessary for, or directly related to, our functions or activities.
Sensitive Information
Sensitive information includes information about a person's:
- Racial or ethnic origin
- Political opinions
- Membership of a political association
- Religious beliefs or affiliations
- Philosophical beliefs
- Membership of a professional or trade association
- Membership of a trade union
- Sexual preferences or practices
- Criminal record
- Health information
We will not ask you to disclose sensitive information. However, if you choose to provide sensitive information, it may also be captured and stored.
Information From Third Parties
Our website may contain links to websites operated by third-party providers of goods and services (“Third-Party Websites”).
If you access a Third-Party Website through our website and that third party collects information about you, we may also collect or have access to that information as part of our arrangements with the third party.
Where you access a Third-Party Website from our website, cookie information, information about your preferences or other information you have provided about yourself may be shared between us and the third party.
Third-party websites may have their own terms, privacy policies and
information-handling practices. You should review those policies before
providing personal information.
Advertising and Tracking
When you view our advertisements on a Third-Party Website, the advertising company may use cookies and, in some cases, web beacons to collect information such as:
- The server your computer is logged onto
- Your browser type
- The date and time of your visit
- The performance of marketing activities
When you access our website after viewing one of our advertisements on a Third-Party Website, the advertising company may collect information about how you use our website, including which pages you view and whether you complete an online application.
Cookies
We use cookies to provide a more customised service and a more effective website.
A cookie is a small text file placed on your computer or device by a web server. A cookie can later be retrieved by the website's servers.
Cookies are commonly used on websites. You can choose whether and how cookies are accepted by changing the preferences and options in your internet browser.
We may use cookies for purposes including:
- Allocating a unique number to your internet browser
- Customising our website for you
- Statistical and analytical purposes
- Identifying whether you have accessed a Third-Party Website
- Security purposes
IP Addresses
An IP address is an identifier used by your computer or device when connected to the internet.
It may be necessary for us to collect your IP address when you interact with various parts of our website.
Online Applications
When you submit a completed online application to us, we retain the information contained in that application.
We may use that information to provide the financial services you request.
Some online applications may allow you to suspend and save your progress so that you can complete and submit the application later.
If you suspend or save an application, the information entered may be retained in our systems so that it can be recovered when you resume the application. Suspended or saved online applications may be viewed by us.
Security of Information
The security of your information is important to us.
We regularly review developments in security and encryption technologies. However, no data transmission over the internet can be guaranteed to be completely secure.
We take reasonable steps to protect information held in our systems from:
- Misuse
- Interference
- Loss
- Unauthorised access
- Unauthorised modification
- Unauthorised disclosure
If we no longer require your information and we are legally permitted to do so, we will take reasonable steps to destroy or de-identify it.
We also take reasonable steps to preserve the security of cookie and personal information in accordance with this policy.
If your browser is suitably configured, it may advise you whether the information you are sending is secure and encrypted or not secure and unencrypted.
While reasonable security measures are used, internet communications and
electronic storage cannot be guaranteed to be completely secure.
Direct Marketing
We will not use or disclose sensitive information for direct marketing unless you have consented to that use or disclosure.
We may use your personal information for direct marketing purposes.
If you do not wish to receive direct marketing communications from us or another organisation, or you wish to know the source of information being used, you may email: info@danphefinance.com.au.
We will respond to your request as soon as reasonably practicable.
Disclosure to Overseas Entities
We do not generally disclose personal information obtained from cookies to overseas entities in the ordinary course of our activities.
For more information about how personal information may otherwise be disclosed or stored overseas, please review our Privacy Policy.
Contact Information
Please contact Danphe Finance if you have questions about this Website Policy, cookies, online applications, direct marketing or the information collected through this website.
